What are Certified Funds and Why are they Required at Closing?

What are Certified Funds and Why are they Required at Closing?

Real estate closing companies need certified funds, but why? Certified funds are required at or prior to closing so that transactions can fund on the closing day and that the closing company has guaranteed funds in their trust account to be immediately disbursed for...
Who needs to sign on a mortgage?

Who needs to sign on a mortgage?

The Short Answer As you likely know, obtaining a mortgage is a common means of financing a home. But more often than not, there can be confusion over who is required to sign a mortgage in Iowa. The short answer is titleholders and spouses. Seems easy right? Well, here...